📍 Ringwood, IL · Zillow ZHVI · July 2026

Average Home Price in
Ringwood, IL

Chicago-Naperville-Elgin, IL-IN-WI metro area · McHenry County County

Median Home Value
$508,350
↑ 7.5% year-over-year
vs. National Median
$410,000
Ringwood is 24% above
Est. Monthly Payment
$2,651/mo
20% down · 6.8% rate
Income Needed
$135K
gross annual (30% rule)
Median Home Value
$508,350
↑ 7.5% year-over-year

Down Payment (20%)$101,670
Monthly P&I$2,651/mo
With Taxes & Ins.~$3,367/mo
Income Needed$134,680/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Ringwood, IL

The median home value in Ringwood, IL is $508,350 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.5% compared to a year ago and up 2.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Ringwood are priced24% above average. Ringwood is part of the Chicago-Naperville-Elgin, IL-IN-WI metro area.

Over the past five years, Ringwood home values have risen by approximately37.0%, reflecting strong long-term appreciation in this market.

City Comparison

Ringwood vs. National Median

🏠 Ringwood
$508,350
National Median
$410,000

At $508,350, homes in Ringwood cost 24% above the national median of $410,000. Buyers in Ringwood should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Ringwood?

20% Down Payment
$101,670
on $508,350
Monthly P&I
$2,651/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,367/mo
incl. taxes & insurance
Income Needed
$134,680
gross annual (30% rule)
10% Down Option
$50,835
+ PMI applies
Loan Amount (20% dn)
$406,680
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Ringwood, IL?
The median home value in Ringwood is $508,350 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.5% year-over-year.
How much have home prices changed in Ringwood?
Over the past year, home values in Ringwood have increased by 7.5%. Over five years, prices have risen approximately 37.0%.
How much do I need to earn to buy a home in Ringwood?
To comfortably afford the median home price of $508,350 with a 20% down payment ($101,670) at today's rates (6.8%), you'd need a gross annual income of approximately $134,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Ringwood compare to the national average home price?
The national median home value is approximately $410,000. At $508,350, homes in Ringwood are 24% above the national average.
What metro area is Ringwood part of?
Ringwood is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.