Market Overview
Home Prices in Roseville, IL
The median home value in Roseville, IL is $125,279 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Roseville are priced69% below average.
Over the past five years, Roseville home values have risen by approximately19.7%, reflecting steady appreciation in this market.
Price History
Roseville Home Price Trend
2020
$101,278
$101K
—
2021
$104,662
$105K
+3.3%
2022
$117,723
$118K
+12.5%
2023
$117,182
$117K
-0.5%
2024
$122,209
$122K
+4.3%
2025
$126,515
$127K
+3.5%
2026
$125,279
$125K
-1.0%
City Comparison
Roseville vs. National Median
🏠 Roseville
$125,279
National Median
$410,000
At $125,279, homes in Roseville cost 69% below the national median of $410,000. This makes Roseville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Roseville?
20% Down Payment
$25,056
on $125,279
Monthly P&I
$653/mo
30-yr @ 6.8%
Total Monthly Est.
~$829/mo
incl. taxes & insurance
Income Needed
$33,160
gross annual (30% rule)
10% Down Option
$12,528
+ PMI applies
Loan Amount (20% dn)
$100,223
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Roseville, IL?
The median home value in Roseville is $125,279 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1% year-over-year.
How much have home prices changed in Roseville?
Over the past year, home values in Roseville have decreased by 1%. Over five years, prices have risen approximately 19.7%.
How much do I need to earn to buy a home in Roseville?
To comfortably afford the median home price of $125,279 with a 20% down payment ($25,056) at today's rates (6.8%), you'd need a gross annual income of approximately $33,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Roseville compare to the national average home price?
The national median home value is approximately $410,000. At $125,279, homes in Roseville are 69% below the national average.