📍 Rosewood Heights, IL · Zillow ZHVI · July 2026

Average Home Price in
Rosewood Heights, IL

St. Louis, MO-IL metro area · Madison County County

Median Home Value
$184,793
↑ 8.5% year-over-year
vs. National Median
$410,000
Rosewood Heights is 55% below
Est. Monthly Payment
$964/mo
20% down · 6.8% rate
Income Needed
$49K
gross annual (30% rule)
Median Home Value
$184,793
↑ 8.5% year-over-year

Down Payment (20%)$36,959
Monthly P&I$964/mo
With Taxes & Ins.~$1,224/mo
Income Needed$48,960/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Rosewood Heights, IL

The median home value in Rosewood Heights, IL is $184,793 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.5% compared to a year ago and up 2.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Rosewood Heights are priced55% below average. Rosewood Heights is part of the St. Louis, MO-IL metro area.

Over the past five years, Rosewood Heights home values have risen by approximately36.9%, reflecting strong long-term appreciation in this market.

City Comparison

Rosewood Heights vs. National Median

🏠 Rosewood Heights
$184,793
National Median
$410,000

At $184,793, homes in Rosewood Heights cost 55% below the national median of $410,000. This makes Rosewood Heights a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Rosewood Heights?

20% Down Payment
$36,959
on $184,793
Monthly P&I
$964/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,224/mo
incl. taxes & insurance
Income Needed
$48,960
gross annual (30% rule)
10% Down Option
$18,479
+ PMI applies
Loan Amount (20% dn)
$147,834
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Rosewood Heights, IL?
The median home value in Rosewood Heights is $184,793 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.5% year-over-year.
How much have home prices changed in Rosewood Heights?
Over the past year, home values in Rosewood Heights have increased by 8.5%. Over five years, prices have risen approximately 36.9%.
How much do I need to earn to buy a home in Rosewood Heights?
To comfortably afford the median home price of $184,793 with a 20% down payment ($36,959) at today's rates (6.8%), you'd need a gross annual income of approximately $48,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Rosewood Heights compare to the national average home price?
The national median home value is approximately $410,000. At $184,793, homes in Rosewood Heights are 55% below the national average.
What metro area is Rosewood Heights part of?
Rosewood Heights is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.