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📍 Scales Mound, IL · Zillow ZHVI · July 2026

Average Home Price in
Scales Mound, IL

Jo Daviess County County

Median Home Value
$222,418
↑ 7.7% year-over-year
vs. National Median
$410,000
Scales Mound is 46% below
Est. Monthly Payment
$1,160/mo
20% down · 6.8% rate
Income Needed
$59K
gross annual (30% rule)
Median Home Value
$222,418
↑ 7.7% year-over-year
Down Payment (20%)$44,484
Monthly P&I$1,160/mo
With Taxes & Ins.~$1,473/mo
Income Needed$58,920/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Scales Mound, IL

The median home value in Scales Mound, IL is $222,418 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.7% compared to a year ago and up 12.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Scales Mound are priced46% below average.

City Comparison

Scales Mound vs. National Median

🏠 Scales Mound
$222,418
National Median
$410,000

At $222,418, homes in Scales Mound cost 46% below the national median of $410,000. This makes Scales Mound a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Scales Mound?

20% Down Payment
$44,484
on $222,418
Monthly P&I
$1,160/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,473/mo
incl. taxes & insurance
Income Needed
$58,920
gross annual (30% rule)
10% Down Option
$22,242
+ PMI applies
Loan Amount (20% dn)
$177,934
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Scales Mound, IL?
The median home value in Scales Mound is $222,418 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.7% year-over-year.
How much have home prices changed in Scales Mound?
Over the past year, home values in Scales Mound have increased by 7.7%.
How much do I need to earn to buy a home in Scales Mound?
To comfortably afford the median home price of $222,418 with a 20% down payment ($44,484) at today's rates (6.8%), you'd need a gross annual income of approximately $58,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Scales Mound compare to the national average home price?
The national median home value is approximately $410,000. At $222,418, homes in Scales Mound are 46% below the national average.