Market Overview
Home Prices in Seymour, IL
The median home value in Seymour, IL is $316,256 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.7% compared to a year ago and up 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Seymour are priced23% below average. Seymour is part of the Champaign-Urbana, IL metro area.
Over the past five years, Seymour home values have risen by approximately36.1%, reflecting strong long-term appreciation in this market.
Price History
Seymour Home Price Trend
City Comparison
Seymour vs. National Median
At $316,256, homes in Seymour cost 23% below the national median of $410,000. This makes Seymour a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Seymour?
20% Down Payment
$63,251
on $316,256
Monthly P&I
$1,649/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,094/mo
incl. taxes & insurance
Income Needed
$83,760
gross annual (30% rule)
10% Down Option
$31,626
+ PMI applies
Loan Amount (20% dn)
$253,005
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Seymour, IL?
The median home value in Seymour is $316,256 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.7% year-over-year.
How much have home prices changed in Seymour?
Over the past year, home values in Seymour have increased by 9.7%. Over five years, prices have risen approximately 36.1%.
How much do I need to earn to buy a home in Seymour?
To comfortably afford the median home price of $316,256 with a 20% down payment ($63,251) at today's rates (6.8%), you'd need a gross annual income of approximately $83,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Seymour compare to the national average home price?
The national median home value is approximately $410,000. At $316,256, homes in Seymour are 23% below the national average.
What metro area is Seymour part of?
Seymour is part of the Champaign-Urbana, IL metropolitan area. Home prices and market conditions can vary across the broader metro region.