Market Overview
Home Prices in Sidney, IL
The median home value in Sidney, IL is $236,891 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.9% compared to a year ago and up 3.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sidney are priced42% below average. Sidney is part of the Champaign-Urbana, IL metro area.
Over the past five years, Sidney home values have risen by approximately34.1%, reflecting strong long-term appreciation in this market.
Price History
Sidney Home Price Trend
City Comparison
Sidney vs. National Median
At $236,891, homes in Sidney cost 42% below the national median of $410,000. This makes Sidney a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sidney?
20% Down Payment
$47,378
on $236,891
Monthly P&I
$1,235/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,568/mo
incl. taxes & insurance
Income Needed
$62,720
gross annual (30% rule)
10% Down Option
$23,689
+ PMI applies
Loan Amount (20% dn)
$189,513
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sidney, IL?
The median home value in Sidney is $236,891 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.9% year-over-year.
How much have home prices changed in Sidney?
Over the past year, home values in Sidney have increased by 9.9%. Over five years, prices have risen approximately 34.1%.
How much do I need to earn to buy a home in Sidney?
To comfortably afford the median home price of $236,891 with a 20% down payment ($47,378) at today's rates (6.8%), you'd need a gross annual income of approximately $62,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Sidney compare to the national average home price?
The national median home value is approximately $410,000. At $236,891, homes in Sidney are 42% below the national average.
What metro area is Sidney part of?
Sidney is part of the Champaign-Urbana, IL metropolitan area. Home prices and market conditions can vary across the broader metro region.