Market Overview
Home Prices in South Jacksonville, IL
The median home value in South Jacksonville, IL is $151,626 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.5% compared to a year ago and up 9.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in South Jacksonville are priced63% below average. South Jacksonville is part of the Jacksonville, IL metro area.
Over the past five years, South Jacksonville home values have risen by approximately45.9%, reflecting strong long-term appreciation in this market.
Price History
South Jacksonville Home Price Trend
City Comparison
South Jacksonville vs. National Median
At $151,626, homes in South Jacksonville cost 63% below the national median of $410,000. This makes South Jacksonville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in South Jacksonville?
20% Down Payment
$30,325
on $151,626
Monthly P&I
$791/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,005/mo
incl. taxes & insurance
Income Needed
$40,200
gross annual (30% rule)
10% Down Option
$15,163
+ PMI applies
Loan Amount (20% dn)
$121,301
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in South Jacksonville, IL?
The median home value in South Jacksonville is $151,626 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.5% year-over-year.
How much have home prices changed in South Jacksonville?
Over the past year, home values in South Jacksonville have increased by 10.5%. Over five years, prices have risen approximately 45.9%.
How much do I need to earn to buy a home in South Jacksonville?
To comfortably afford the median home price of $151,626 with a 20% down payment ($30,325) at today's rates (6.8%), you'd need a gross annual income of approximately $40,200. This assumes keeping total housing costs at or below 30% of gross income.
How does South Jacksonville compare to the national average home price?
The national median home value is approximately $410,000. At $151,626, homes in South Jacksonville are 63% below the national average.
What metro area is South Jacksonville part of?
South Jacksonville is part of the Jacksonville, IL metropolitan area. Home prices and market conditions can vary across the broader metro region.