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📍 Sutter, IL · Zillow ZHVI · July 2026

Average Home Price in
Sutter, IL

Fort Madison-Keokuk, IA-IL-MO metro area · Hancock County County

Median Home Value
$187,154
↑ 12.7% year-over-year
vs. National Median
$410,000
Sutter is 54% below
Est. Monthly Payment
$976/mo
20% down · 6.8% rate
Income Needed
$50K
gross annual (30% rule)
Median Home Value
$187,154
↑ 12.7% year-over-year
Down Payment (20%)$37,431
Monthly P&I$976/mo
With Taxes & Ins.~$1,240/mo
Income Needed$49,600/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Sutter, IL

The median home value in Sutter, IL is $187,154 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 12.7% compared to a year ago and down 3.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Sutter are priced54% below average. Sutter is part of the Fort Madison-Keokuk, IA-IL-MO metro area.

City Comparison

Sutter vs. National Median

🏠 Sutter
$187,154
National Median
$410,000

At $187,154, homes in Sutter cost 54% below the national median of $410,000. This makes Sutter a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Sutter?

20% Down Payment
$37,431
on $187,154
Monthly P&I
$976/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,240/mo
incl. taxes & insurance
Income Needed
$49,600
gross annual (30% rule)
10% Down Option
$18,715
+ PMI applies
Loan Amount (20% dn)
$149,723
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Sutter, IL?
The median home value in Sutter is $187,154 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 12.7% year-over-year.
How much have home prices changed in Sutter?
Over the past year, home values in Sutter have increased by 12.7%.
How much do I need to earn to buy a home in Sutter?
To comfortably afford the median home price of $187,154 with a 20% down payment ($37,431) at today's rates (6.8%), you'd need a gross annual income of approximately $49,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Sutter compare to the national average home price?
The national median home value is approximately $410,000. At $187,154, homes in Sutter are 54% below the national average.
What metro area is Sutter part of?
Sutter is part of the Fort Madison-Keokuk, IA-IL-MO metropolitan area. Home prices and market conditions can vary across the broader metro region.