Market Overview
Home Prices in Tamms, IL
The median home value in Tamms, IL is $99,785 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 12.5% compared to a year ago and down 9.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Tamms are priced76% below average. Tamms is part of the Cape Girardeau, MO-IL metro area.
Over the past five years, Tamms home values have fallen by approximately32.9%, reflecting softening conditions in this market.
Price History
Tamms Home Price Trend
City Comparison
Tamms vs. National Median
At $99,785, homes in Tamms cost 76% below the national median of $410,000. This makes Tamms a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Tamms?
20% Down Payment
$19,957
on $99,785
Monthly P&I
$520/mo
30-yr @ 6.8%
Total Monthly Est.
~$660/mo
incl. taxes & insurance
Income Needed
$26,400
gross annual (30% rule)
10% Down Option
$9,979
+ PMI applies
Loan Amount (20% dn)
$79,828
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Tamms, IL?
The median home value in Tamms is $99,785 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 12.5% year-over-year.
How much have home prices changed in Tamms?
Over the past year, home values in Tamms have decreased by 12.5%. Over five years, prices have fallen approximately 32.9%.
How much do I need to earn to buy a home in Tamms?
To comfortably afford the median home price of $99,785 with a 20% down payment ($19,957) at today's rates (6.8%), you'd need a gross annual income of approximately $26,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Tamms compare to the national average home price?
The national median home value is approximately $410,000. At $99,785, homes in Tamms are 76% below the national average.
What metro area is Tamms part of?
Tamms is part of the Cape Girardeau, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.