Market Overview
Home Prices in Teutopolis, IL
The median home value in Teutopolis, IL is $271,844 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.1% compared to a year ago and up 1.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Teutopolis are priced34% below average. Teutopolis is part of the Effingham, IL metro area.
Over the past five years, Teutopolis home values have risen by approximately27.0%, reflecting strong long-term appreciation in this market.
Price History
Teutopolis Home Price Trend
City Comparison
Teutopolis vs. National Median
At $271,844, homes in Teutopolis cost 34% below the national median of $410,000. This makes Teutopolis a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Teutopolis?
20% Down Payment
$54,369
on $271,844
Monthly P&I
$1,418/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,801/mo
incl. taxes & insurance
Income Needed
$72,040
gross annual (30% rule)
10% Down Option
$27,184
+ PMI applies
Loan Amount (20% dn)
$217,475
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Teutopolis, IL?
The median home value in Teutopolis is $271,844 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.1% year-over-year.
How much have home prices changed in Teutopolis?
Over the past year, home values in Teutopolis have increased by 1.1%. Over five years, prices have risen approximately 27.0%.
How much do I need to earn to buy a home in Teutopolis?
To comfortably afford the median home price of $271,844 with a 20% down payment ($54,369) at today's rates (6.8%), you'd need a gross annual income of approximately $72,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Teutopolis compare to the national average home price?
The national median home value is approximately $410,000. At $271,844, homes in Teutopolis are 34% below the national average.
What metro area is Teutopolis part of?
Teutopolis is part of the Effingham, IL metropolitan area. Home prices and market conditions can vary across the broader metro region.