📍 Tower Hill, IL · Zillow ZHVI · July 2026

Average Home Price in
Tower Hill, IL

Shelby County County

Median Home Value
$158,678
↓ 0.4% year-over-year
vs. National Median
$410,000
Tower Hill is 61% below
Est. Monthly Payment
$828/mo
20% down · 6.8% rate
Income Needed
$42K
gross annual (30% rule)
Median Home Value
$158,678
↓ 0.4% year-over-year

Down Payment (20%)$31,736
Monthly P&I$828/mo
With Taxes & Ins.~$1,052/mo
Income Needed$42,080/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Tower Hill, IL

The median home value in Tower Hill, IL is $158,678 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and down 1.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Tower Hill are priced61% below average.

City Comparison

Tower Hill vs. National Median

🏠 Tower Hill
$158,678
National Median
$410,000

At $158,678, homes in Tower Hill cost 61% below the national median of $410,000. This makes Tower Hill a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Tower Hill?

20% Down Payment
$31,736
on $158,678
Monthly P&I
$828/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,052/mo
incl. taxes & insurance
Income Needed
$42,080
gross annual (30% rule)
10% Down Option
$15,868
+ PMI applies
Loan Amount (20% dn)
$126,942
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Tower Hill, IL?
The median home value in Tower Hill is $158,678 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Tower Hill?
Over the past year, home values in Tower Hill have decreased by 0.4%.
How much do I need to earn to buy a home in Tower Hill?
To comfortably afford the median home price of $158,678 with a 20% down payment ($31,736) at today's rates (6.8%), you'd need a gross annual income of approximately $42,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Tower Hill compare to the national average home price?
The national median home value is approximately $410,000. At $158,678, homes in Tower Hill are 61% below the national average.