📍 Tower Lakes, IL · Zillow ZHVI · July 2026

Average Home Price in
Tower Lakes, IL

Chicago-Naperville-Elgin, IL-IN-WI metro area · Lake County County

Median Home Value
$667,252
↑ 8.6% year-over-year
vs. National Median
$410,000
Tower Lakes is 63% above
Est. Monthly Payment
$3,480/mo
20% down · 6.8% rate
Income Needed
$177K
gross annual (30% rule)
Median Home Value
$667,252
↑ 8.6% year-over-year

Down Payment (20%)$133,450
Monthly P&I$3,480/mo
With Taxes & Ins.~$4,420/mo
Income Needed$176,800/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Tower Lakes, IL

The median home value in Tower Lakes, IL is $667,252 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.6% compared to a year ago and up 1.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Tower Lakes are priced63% above average. Tower Lakes is part of the Chicago-Naperville-Elgin, IL-IN-WI metro area.

Over the past five years, Tower Lakes home values have risen by approximately34.5%, reflecting strong long-term appreciation in this market.

City Comparison

Tower Lakes vs. National Median

🏠 Tower Lakes
$667,252
National Median
$410,000

At $667,252, homes in Tower Lakes cost 63% above the national median of $410,000. Buyers in Tower Lakes should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Tower Lakes?

20% Down Payment
$133,450
on $667,252
Monthly P&I
$3,480/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,420/mo
incl. taxes & insurance
Income Needed
$176,800
gross annual (30% rule)
10% Down Option
$66,725
+ PMI applies
Loan Amount (20% dn)
$533,802
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Tower Lakes, IL?
The median home value in Tower Lakes is $667,252 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.6% year-over-year.
How much have home prices changed in Tower Lakes?
Over the past year, home values in Tower Lakes have increased by 8.6%. Over five years, prices have risen approximately 34.5%.
How much do I need to earn to buy a home in Tower Lakes?
To comfortably afford the median home price of $667,252 with a 20% down payment ($133,450) at today's rates (6.8%), you'd need a gross annual income of approximately $176,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Tower Lakes compare to the national average home price?
The national median home value is approximately $410,000. At $667,252, homes in Tower Lakes are 63% above the national average.
What metro area is Tower Lakes part of?
Tower Lakes is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.