Market Overview
Home Prices in Virden, IL
The median home value in Virden, IL is $122,182 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.3% compared to a year ago and down 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Virden are priced70% below average. Virden is part of the St. Louis, MO-IL metro area.
Over the past five years, Virden home values have fallen by approximately0.3%, reflecting softening conditions in this market.
Price History
Virden Home Price Trend
2020
$126,081
$126K
—
2021
$122,506
$123K
-2.8%
2022
$122,467
$122K
+-0.0%
2023
$124,102
$124K
+1.3%
2024
$122,496
$122K
-1.3%
2025
$121,837
$122K
-0.5%
2026
$122,182
$122K
+0.3%
City Comparison
Virden vs. National Median
🏠 Virden
$122,182
National Median
$410,000
At $122,182, homes in Virden cost 70% below the national median of $410,000. This makes Virden a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Virden?
20% Down Payment
$24,436
on $122,182
Monthly P&I
$637/mo
30-yr @ 6.8%
Total Monthly Est.
~$809/mo
incl. taxes & insurance
Income Needed
$32,360
gross annual (30% rule)
10% Down Option
$12,218
+ PMI applies
Loan Amount (20% dn)
$97,746
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Virden, IL?
The median home value in Virden is $122,182 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.3% year-over-year.
How much have home prices changed in Virden?
Over the past year, home values in Virden have increased by 0.3%. Over five years, prices have fallen approximately 0.3%.
How much do I need to earn to buy a home in Virden?
To comfortably afford the median home price of $122,182 with a 20% down payment ($24,436) at today's rates (6.8%), you'd need a gross annual income of approximately $32,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Virden compare to the national average home price?
The national median home value is approximately $410,000. At $122,182, homes in Virden are 70% below the national average.
What metro area is Virden part of?
Virden is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.