Market Overview
Home Prices in Waggoner, IL
The median home value in Waggoner, IL is $152,560 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 11.5% compared to a year ago and down 3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Waggoner are priced63% below average. Waggoner is part of the St. Louis, MO-IL metro area.
Over the past five years, Waggoner home values have risen by approximately16.9%, reflecting steady appreciation in this market.
Price History
Waggoner Home Price Trend
City Comparison
Waggoner vs. National Median
At $152,560, homes in Waggoner cost 63% below the national median of $410,000. This makes Waggoner a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Waggoner?
20% Down Payment
$30,512
on $152,560
Monthly P&I
$796/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,011/mo
incl. taxes & insurance
Income Needed
$40,440
gross annual (30% rule)
10% Down Option
$15,256
+ PMI applies
Loan Amount (20% dn)
$122,048
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Waggoner, IL?
The median home value in Waggoner is $152,560 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 11.5% year-over-year.
How much have home prices changed in Waggoner?
Over the past year, home values in Waggoner have increased by 11.5%. Over five years, prices have risen approximately 16.9%.
How much do I need to earn to buy a home in Waggoner?
To comfortably afford the median home price of $152,560 with a 20% down payment ($30,512) at today's rates (6.8%), you'd need a gross annual income of approximately $40,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Waggoner compare to the national average home price?
The national median home value is approximately $410,000. At $152,560, homes in Waggoner are 63% below the national average.
What metro area is Waggoner part of?
Waggoner is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.