📍 Warrensburg, IL · Zillow ZHVI · July 2026

Average Home Price in
Warrensburg, IL

Decatur, IL metro area · Macon County County

Median Home Value
$172,534
↑ 12.6% year-over-year
vs. National Median
$410,000
Warrensburg is 58% below
Est. Monthly Payment
$900/mo
20% down · 6.8% rate
Income Needed
$46K
gross annual (30% rule)
Median Home Value
$172,534
↑ 12.6% year-over-year

Down Payment (20%)$34,507
Monthly P&I$900/mo
With Taxes & Ins.~$1,143/mo
Income Needed$45,720/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Warrensburg, IL

The median home value in Warrensburg, IL is $172,534 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 12.6% compared to a year ago and up 1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Warrensburg are priced58% below average. Warrensburg is part of the Decatur, IL metro area.

Over the past five years, Warrensburg home values have risen by approximately35.6%, reflecting strong long-term appreciation in this market.

City Comparison

Warrensburg vs. National Median

🏠 Warrensburg
$172,534
National Median
$410,000

At $172,534, homes in Warrensburg cost 58% below the national median of $410,000. This makes Warrensburg a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Warrensburg?

20% Down Payment
$34,507
on $172,534
Monthly P&I
$900/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,143/mo
incl. taxes & insurance
Income Needed
$45,720
gross annual (30% rule)
10% Down Option
$17,253
+ PMI applies
Loan Amount (20% dn)
$138,027
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Warrensburg, IL?
The median home value in Warrensburg is $172,534 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 12.6% year-over-year.
How much have home prices changed in Warrensburg?
Over the past year, home values in Warrensburg have increased by 12.6%. Over five years, prices have risen approximately 35.6%.
How much do I need to earn to buy a home in Warrensburg?
To comfortably afford the median home price of $172,534 with a 20% down payment ($34,507) at today's rates (6.8%), you'd need a gross annual income of approximately $45,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Warrensburg compare to the national average home price?
The national median home value is approximately $410,000. At $172,534, homes in Warrensburg are 58% below the national average.
What metro area is Warrensburg part of?
Warrensburg is part of the Decatur, IL metropolitan area. Home prices and market conditions can vary across the broader metro region.