Market Overview
Home Prices in Wataga, IL
The median home value in Wataga, IL is $138,442 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 22.3% compared to a year ago and up 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wataga are priced66% below average. Wataga is part of the Galesburg, IL metro area.
Over the past five years, Wataga home values have risen by approximately35.3%, reflecting strong long-term appreciation in this market.
Price History
Wataga Home Price Trend
City Comparison
Wataga vs. National Median
At $138,442, homes in Wataga cost 66% below the national median of $410,000. This makes Wataga a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Wataga?
20% Down Payment
$27,688
on $138,442
Monthly P&I
$722/mo
30-yr @ 6.8%
Total Monthly Est.
~$917/mo
incl. taxes & insurance
Income Needed
$36,680
gross annual (30% rule)
10% Down Option
$13,844
+ PMI applies
Loan Amount (20% dn)
$110,754
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wataga, IL?
The median home value in Wataga is $138,442 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 22.3% year-over-year.
How much have home prices changed in Wataga?
Over the past year, home values in Wataga have increased by 22.3%. Over five years, prices have risen approximately 35.3%.
How much do I need to earn to buy a home in Wataga?
To comfortably afford the median home price of $138,442 with a 20% down payment ($27,688) at today's rates (6.8%), you'd need a gross annual income of approximately $36,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Wataga compare to the national average home price?
The national median home value is approximately $410,000. At $138,442, homes in Wataga are 66% below the national average.
What metro area is Wataga part of?
Wataga is part of the Galesburg, IL metropolitan area. Home prices and market conditions can vary across the broader metro region.