Market Overview
Home Prices in Woodstock, IL
The median home value in Woodstock, IL is $338,606 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.9% compared to a year ago and up 5.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Woodstock are priced17% below average. Woodstock is part of the Chicago-Naperville-Elgin, IL-IN-WI metro area.
Over the past five years, Woodstock home values have risen by approximately37.2%, reflecting strong long-term appreciation in this market.
Price History
Woodstock Home Price Trend
City Comparison
Woodstock vs. National Median
At $338,606, homes in Woodstock cost 17% below the national median of $410,000. This makes Woodstock a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Woodstock?
20% Down Payment
$67,721
on $338,606
Monthly P&I
$1,766/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,243/mo
incl. taxes & insurance
Income Needed
$89,720
gross annual (30% rule)
10% Down Option
$33,861
+ PMI applies
Loan Amount (20% dn)
$270,885
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Woodstock, IL?
The median home value in Woodstock is $338,606 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.9% year-over-year.
How much have home prices changed in Woodstock?
Over the past year, home values in Woodstock have increased by 3.9%. Over five years, prices have risen approximately 37.2%.
How much do I need to earn to buy a home in Woodstock?
To comfortably afford the median home price of $338,606 with a 20% down payment ($67,721) at today's rates (6.8%), you'd need a gross annual income of approximately $89,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Woodstock compare to the national average home price?
The national median home value is approximately $410,000. At $338,606, homes in Woodstock are 17% below the national average.
What metro area is Woodstock part of?
Woodstock is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.