Market Overview
Home Prices in Xenia, IL
The median home value in Xenia, IL is $125,982 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.6% compared to a year ago and down 7.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Xenia are priced69% below average.
Over the past five years, Xenia home values have risen by approximately4.8%, reflecting modest growth in this market.
Price History
Xenia Home Price Trend
2020
$108,217
$108K
—
2021
$120,266
$120K
+11.1%
2022
$123,315
$123K
+2.5%
2023
$123,433
$123K
+0.1%
2024
$123,542
$124K
+0.1%
2025
$113,890
$114K
-7.8%
2026
$125,982
$126K
+10.6%
City Comparison
Xenia vs. National Median
🏠 Xenia
$125,982
National Median
$410,000
At $125,982, homes in Xenia cost 69% below the national median of $410,000. This makes Xenia a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Xenia?
20% Down Payment
$25,196
on $125,982
Monthly P&I
$657/mo
30-yr @ 6.8%
Total Monthly Est.
~$834/mo
incl. taxes & insurance
Income Needed
$33,360
gross annual (30% rule)
10% Down Option
$12,598
+ PMI applies
Loan Amount (20% dn)
$100,786
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Xenia, IL?
The median home value in Xenia is $125,982 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.6% year-over-year.
How much have home prices changed in Xenia?
Over the past year, home values in Xenia have increased by 10.6%. Over five years, prices have risen approximately 4.8%.
How much do I need to earn to buy a home in Xenia?
To comfortably afford the median home price of $125,982 with a 20% down payment ($25,196) at today's rates (6.8%), you'd need a gross annual income of approximately $33,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Xenia compare to the national average home price?
The national median home value is approximately $410,000. At $125,982, homes in Xenia are 69% below the national average.