Market Overview
Home Prices in Ambia, IN
The median home value in Ambia, IN is $160,604 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 11.2% compared to a year ago and down 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ambia are priced61% below average. Ambia is part of the Lafayette-West Lafayette, IN metro area.
Over the past five years, Ambia home values have risen by approximately45.7%, reflecting strong long-term appreciation in this market.
Price History
Ambia Home Price Trend
City Comparison
Ambia vs. National Median
At $160,604, homes in Ambia cost 61% below the national median of $410,000. This makes Ambia a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ambia?
20% Down Payment
$32,121
on $160,604
Monthly P&I
$838/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,064/mo
incl. taxes & insurance
Income Needed
$42,560
gross annual (30% rule)
10% Down Option
$16,060
+ PMI applies
Loan Amount (20% dn)
$128,483
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ambia, IN?
The median home value in Ambia is $160,604 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 11.2% year-over-year.
How much have home prices changed in Ambia?
Over the past year, home values in Ambia have increased by 11.2%. Over five years, prices have risen approximately 45.7%.
How much do I need to earn to buy a home in Ambia?
To comfortably afford the median home price of $160,604 with a 20% down payment ($32,121) at today's rates (6.8%), you'd need a gross annual income of approximately $42,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Ambia compare to the national average home price?
The national median home value is approximately $410,000. At $160,604, homes in Ambia are 61% below the national average.
What metro area is Ambia part of?
Ambia is part of the Lafayette-West Lafayette, IN metropolitan area. Home prices and market conditions can vary across the broader metro region.