Market Overview
Home Prices in Borden, IN
The median home value in Borden, IN is $226,194 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.9% compared to a year ago and up 4.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Borden are priced45% below average. Borden is part of the Louisville/Jefferson County, KY-IN metro area.
Over the past five years, Borden home values have risen by approximately37.1%, reflecting strong long-term appreciation in this market.
Price History
Borden Home Price Trend
City Comparison
Borden vs. National Median
At $226,194, homes in Borden cost 45% below the national median of $410,000. This makes Borden a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Borden?
20% Down Payment
$45,239
on $226,194
Monthly P&I
$1,180/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,499/mo
incl. taxes & insurance
Income Needed
$59,960
gross annual (30% rule)
10% Down Option
$22,619
+ PMI applies
Loan Amount (20% dn)
$180,955
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Borden, IN?
The median home value in Borden is $226,194 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.9% year-over-year.
How much have home prices changed in Borden?
Over the past year, home values in Borden have increased by 6.9%. Over five years, prices have risen approximately 37.1%.
How much do I need to earn to buy a home in Borden?
To comfortably afford the median home price of $226,194 with a 20% down payment ($45,239) at today's rates (6.8%), you'd need a gross annual income of approximately $59,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Borden compare to the national average home price?
The national median home value is approximately $410,000. At $226,194, homes in Borden are 45% below the national average.
What metro area is Borden part of?
Borden is part of the Louisville/Jefferson County, KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.