Market Overview
Home Prices in Cutler, IN
The median home value in Cutler, IN is $313,643 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.8% compared to a year ago and up 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cutler are priced24% below average. Cutler is part of the Lafayette-West Lafayette, IN metro area.
Over the past five years, Cutler home values have risen by approximately46.0%, reflecting strong long-term appreciation in this market.
Price History
Cutler Home Price Trend
City Comparison
Cutler vs. National Median
At $313,643, homes in Cutler cost 24% below the national median of $410,000. This makes Cutler a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cutler?
20% Down Payment
$62,729
on $313,643
Monthly P&I
$1,636/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,078/mo
incl. taxes & insurance
Income Needed
$83,120
gross annual (30% rule)
10% Down Option
$31,364
+ PMI applies
Loan Amount (20% dn)
$250,914
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cutler, IN?
The median home value in Cutler is $313,643 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.8% year-over-year.
How much have home prices changed in Cutler?
Over the past year, home values in Cutler have increased by 8.8%. Over five years, prices have risen approximately 46.0%.
How much do I need to earn to buy a home in Cutler?
To comfortably afford the median home price of $313,643 with a 20% down payment ($62,729) at today's rates (6.8%), you'd need a gross annual income of approximately $83,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Cutler compare to the national average home price?
The national median home value is approximately $410,000. At $313,643, homes in Cutler are 24% below the national average.
What metro area is Cutler part of?
Cutler is part of the Lafayette-West Lafayette, IN metropolitan area. Home prices and market conditions can vary across the broader metro region.