Market Overview
Home Prices in Cynthiana, IN
The median home value in Cynthiana, IN is $168,858 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.6% compared to a year ago and up 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cynthiana are priced59% below average. Cynthiana is part of the Evansville, IN-KY metro area.
Over the past five years, Cynthiana home values have risen by approximately29.9%, reflecting strong long-term appreciation in this market.
Price History
Cynthiana Home Price Trend
City Comparison
Cynthiana vs. National Median
At $168,858, homes in Cynthiana cost 59% below the national median of $410,000. This makes Cynthiana a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cynthiana?
20% Down Payment
$33,772
on $168,858
Monthly P&I
$881/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,119/mo
incl. taxes & insurance
Income Needed
$44,760
gross annual (30% rule)
10% Down Option
$16,886
+ PMI applies
Loan Amount (20% dn)
$135,086
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cynthiana, IN?
The median home value in Cynthiana is $168,858 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.6% year-over-year.
How much have home prices changed in Cynthiana?
Over the past year, home values in Cynthiana have increased by 2.6%. Over five years, prices have risen approximately 29.9%.
How much do I need to earn to buy a home in Cynthiana?
To comfortably afford the median home price of $168,858 with a 20% down payment ($33,772) at today's rates (6.8%), you'd need a gross annual income of approximately $44,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Cynthiana compare to the national average home price?
The national median home value is approximately $410,000. At $168,858, homes in Cynthiana are 59% below the national average.
What metro area is Cynthiana part of?
Cynthiana is part of the Evansville, IN-KY metropolitan area. Home prices and market conditions can vary across the broader metro region.