Market Overview
Home Prices in Delphi, IN
The median home value in Delphi, IN is $231,453 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.8% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Delphi are priced44% below average. Delphi is part of the Lafayette-West Lafayette, IN metro area.
Over the past five years, Delphi home values have risen by approximately34.6%, reflecting strong long-term appreciation in this market.
Price History
Delphi Home Price Trend
City Comparison
Delphi vs. National Median
At $231,453, homes in Delphi cost 44% below the national median of $410,000. This makes Delphi a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Delphi?
20% Down Payment
$46,291
on $231,453
Monthly P&I
$1,207/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,533/mo
incl. taxes & insurance
Income Needed
$61,320
gross annual (30% rule)
10% Down Option
$23,145
+ PMI applies
Loan Amount (20% dn)
$185,162
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Delphi, IN?
The median home value in Delphi is $231,453 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.8% year-over-year.
How much have home prices changed in Delphi?
Over the past year, home values in Delphi have increased by 2.8%. Over five years, prices have risen approximately 34.6%.
How much do I need to earn to buy a home in Delphi?
To comfortably afford the median home price of $231,453 with a 20% down payment ($46,291) at today's rates (6.8%), you'd need a gross annual income of approximately $61,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Delphi compare to the national average home price?
The national median home value is approximately $410,000. At $231,453, homes in Delphi are 44% below the national average.
What metro area is Delphi part of?
Delphi is part of the Lafayette-West Lafayette, IN metropolitan area. Home prices and market conditions can vary across the broader metro region.