Market Overview
Home Prices in Eaton, IN
The median home value in Eaton, IN is $175,900 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.1% compared to a year ago and up 6.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Eaton are priced57% below average. Eaton is part of the Muncie, IN metro area.
Over the past five years, Eaton home values have risen by approximately44.8%, reflecting strong long-term appreciation in this market.
Price History
Eaton Home Price Trend
2020
$101,851
$102K
—
2021
$121,467
$121K
+19.3%
2022
$136,906
$137K
+12.7%
2023
$146,180
$146K
+6.8%
2024
$157,211
$157K
+7.5%
2025
$167,431
$167K
+6.5%
2026
$175,900
$176K
+5.1%
City Comparison
Eaton vs. National Median
🏠 Eaton
$175,900
National Median
$410,000
At $175,900, homes in Eaton cost 57% below the national median of $410,000. This makes Eaton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Eaton?
20% Down Payment
$35,180
on $175,900
Monthly P&I
$917/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,165/mo
incl. taxes & insurance
Income Needed
$46,600
gross annual (30% rule)
10% Down Option
$17,590
+ PMI applies
Loan Amount (20% dn)
$140,720
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Eaton, IN?
The median home value in Eaton is $175,900 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.1% year-over-year.
How much have home prices changed in Eaton?
Over the past year, home values in Eaton have increased by 5.1%. Over five years, prices have risen approximately 44.8%.
How much do I need to earn to buy a home in Eaton?
To comfortably afford the median home price of $175,900 with a 20% down payment ($35,180) at today's rates (6.8%), you'd need a gross annual income of approximately $46,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Eaton compare to the national average home price?
The national median home value is approximately $410,000. At $175,900, homes in Eaton are 57% below the national average.
What metro area is Eaton part of?
Eaton is part of the Muncie, IN metropolitan area. Home prices and market conditions can vary across the broader metro region.