Market Overview
Home Prices in Edinburgh, IN
The median home value in Edinburgh, IN is $230,897 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.3% compared to a year ago and up 2.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Edinburgh are priced44% below average. Edinburgh is part of the Indianapolis-Carmel-Anderson, IN metro area.
Over the past five years, Edinburgh home values have risen by approximately34.9%, reflecting strong long-term appreciation in this market.
Price History
Edinburgh Home Price Trend
City Comparison
Edinburgh vs. National Median
At $230,897, homes in Edinburgh cost 44% below the national median of $410,000. This makes Edinburgh a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Edinburgh?
20% Down Payment
$46,179
on $230,897
Monthly P&I
$1,204/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,529/mo
incl. taxes & insurance
Income Needed
$61,160
gross annual (30% rule)
10% Down Option
$23,090
+ PMI applies
Loan Amount (20% dn)
$184,718
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Edinburgh, IN?
The median home value in Edinburgh is $230,897 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.3% year-over-year.
How much have home prices changed in Edinburgh?
Over the past year, home values in Edinburgh have increased by 3.3%. Over five years, prices have risen approximately 34.9%.
How much do I need to earn to buy a home in Edinburgh?
To comfortably afford the median home price of $230,897 with a 20% down payment ($46,179) at today's rates (6.8%), you'd need a gross annual income of approximately $61,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Edinburgh compare to the national average home price?
The national median home value is approximately $410,000. At $230,897, homes in Edinburgh are 44% below the national average.
What metro area is Edinburgh part of?
Edinburgh is part of the Indianapolis-Carmel-Anderson, IN metropolitan area. Home prices and market conditions can vary across the broader metro region.