📍 Elnora, IN · Zillow ZHVI · July 2026

Average Home Price in
Elnora, IN

Washington, IN metro area · Daviess County County

Median Home Value
$140,516
↑ 8.8% year-over-year
vs. National Median
$410,000
Elnora is 66% below
Est. Monthly Payment
$733/mo
20% down · 6.8% rate
Income Needed
$37K
gross annual (30% rule)
Median Home Value
$140,516
↑ 8.8% year-over-year

Down Payment (20%)$28,103
Monthly P&I$733/mo
With Taxes & Ins.~$931/mo
Income Needed$37,240/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Elnora, IN

The median home value in Elnora, IN is $140,516 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.8% compared to a year ago and up 1.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Elnora are priced66% below average. Elnora is part of the Washington, IN metro area.

Over the past five years, Elnora home values have risen by approximately35.1%, reflecting strong long-term appreciation in this market.

City Comparison

Elnora vs. National Median

🏠 Elnora
$140,516
National Median
$410,000

At $140,516, homes in Elnora cost 66% below the national median of $410,000. This makes Elnora a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Elnora?

20% Down Payment
$28,103
on $140,516
Monthly P&I
$733/mo
30-yr @ 6.8%
Total Monthly Est.
~$931/mo
incl. taxes & insurance
Income Needed
$37,240
gross annual (30% rule)
10% Down Option
$14,052
+ PMI applies
Loan Amount (20% dn)
$112,413
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Elnora, IN?
The median home value in Elnora is $140,516 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.8% year-over-year.
How much have home prices changed in Elnora?
Over the past year, home values in Elnora have increased by 8.8%. Over five years, prices have risen approximately 35.1%.
How much do I need to earn to buy a home in Elnora?
To comfortably afford the median home price of $140,516 with a 20% down payment ($28,103) at today's rates (6.8%), you'd need a gross annual income of approximately $37,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Elnora compare to the national average home price?
The national median home value is approximately $410,000. At $140,516, homes in Elnora are 66% below the national average.
What metro area is Elnora part of?
Elnora is part of the Washington, IN metropolitan area. Home prices and market conditions can vary across the broader metro region.