Market Overview
Home Prices in Francisco, IN
The median home value in Francisco, IN is $208,841 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.1% compared to a year ago and up 3.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Francisco are priced49% below average.
Over the past five years, Francisco home values have risen by approximately40.5%, reflecting strong long-term appreciation in this market.
Price History
Francisco Home Price Trend
2020
$127,762
$128K
—
2021
$148,590
$149K
+16.3%
2022
$168,808
$169K
+13.6%
2023
$176,469
$176K
+4.5%
2024
$184,769
$185K
+4.7%
2025
$191,377
$191K
+3.6%
2026
$208,841
$209K
+9.1%
City Comparison
Francisco vs. National Median
🏠 Francisco
$208,841
National Median
$410,000
At $208,841, homes in Francisco cost 49% below the national median of $410,000. This makes Francisco a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Francisco?
20% Down Payment
$41,768
on $208,841
Monthly P&I
$1,089/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,383/mo
incl. taxes & insurance
Income Needed
$55,320
gross annual (30% rule)
10% Down Option
$20,884
+ PMI applies
Loan Amount (20% dn)
$167,073
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Francisco, IN?
The median home value in Francisco is $208,841 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.1% year-over-year.
How much have home prices changed in Francisco?
Over the past year, home values in Francisco have increased by 9.1%. Over five years, prices have risen approximately 40.5%.
How much do I need to earn to buy a home in Francisco?
To comfortably afford the median home price of $208,841 with a 20% down payment ($41,768) at today's rates (6.8%), you'd need a gross annual income of approximately $55,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Francisco compare to the national average home price?
The national median home value is approximately $410,000. At $208,841, homes in Francisco are 49% below the national average.