Market Overview
Home Prices in Fredericksburg, IN
The median home value in Fredericksburg, IN is $255,782 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.9% compared to a year ago and up 3.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fredericksburg are priced38% below average. Fredericksburg is part of the Louisville/Jefferson County, KY-IN metro area.
Over the past five years, Fredericksburg home values have risen by approximately30.4%, reflecting strong long-term appreciation in this market.
Price History
Fredericksburg Home Price Trend
City Comparison
Fredericksburg vs. National Median
At $255,782, homes in Fredericksburg cost 38% below the national median of $410,000. This makes Fredericksburg a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Fredericksburg?
20% Down Payment
$51,156
on $255,782
Monthly P&I
$1,334/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,694/mo
incl. taxes & insurance
Income Needed
$67,760
gross annual (30% rule)
10% Down Option
$25,578
+ PMI applies
Loan Amount (20% dn)
$204,626
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fredericksburg, IN?
The median home value in Fredericksburg is $255,782 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.9% year-over-year.
How much have home prices changed in Fredericksburg?
Over the past year, home values in Fredericksburg have increased by 3.9%. Over five years, prices have risen approximately 30.4%.
How much do I need to earn to buy a home in Fredericksburg?
To comfortably afford the median home price of $255,782 with a 20% down payment ($51,156) at today's rates (6.8%), you'd need a gross annual income of approximately $67,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Fredericksburg compare to the national average home price?
The national median home value is approximately $410,000. At $255,782, homes in Fredericksburg are 38% below the national average.
What metro area is Fredericksburg part of?
Fredericksburg is part of the Louisville/Jefferson County, KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.