Market Overview
Home Prices in Fulton, IN
The median home value in Fulton, IN is $120,356 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.4% compared to a year ago and up 7.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fulton are priced71% below average.
Over the past five years, Fulton home values have risen by approximately52.8%, reflecting strong long-term appreciation in this market.
Price History
Fulton Home Price Trend
2020
$65,673
$66K
—
2021
$78,741
$79K
+19.9%
2022
$87,336
$87K
+10.9%
2023
$98,280
$98K
+12.5%
2024
$104,958
$105K
+6.8%
2025
$113,139
$113K
+7.8%
2026
$120,356
$120K
+6.4%
City Comparison
Fulton vs. National Median
🏠 Fulton
$120,356
National Median
$410,000
At $120,356, homes in Fulton cost 71% below the national median of $410,000. This makes Fulton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Fulton?
20% Down Payment
$24,071
on $120,356
Monthly P&I
$628/mo
30-yr @ 6.8%
Total Monthly Est.
~$798/mo
incl. taxes & insurance
Income Needed
$31,920
gross annual (30% rule)
10% Down Option
$12,036
+ PMI applies
Loan Amount (20% dn)
$96,285
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fulton, IN?
The median home value in Fulton is $120,356 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.4% year-over-year.
How much have home prices changed in Fulton?
Over the past year, home values in Fulton have increased by 6.4%. Over five years, prices have risen approximately 52.8%.
How much do I need to earn to buy a home in Fulton?
To comfortably afford the median home price of $120,356 with a 20% down payment ($24,071) at today's rates (6.8%), you'd need a gross annual income of approximately $31,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Fulton compare to the national average home price?
The national median home value is approximately $410,000. At $120,356, homes in Fulton are 71% below the national average.