Market Overview
Home Prices in Harmony, IN
The median home value in Harmony, IN is $147,373 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.2% compared to a year ago and up 4.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Harmony are priced64% below average. Harmony is part of the Terre Haute, IN metro area.
Over the past five years, Harmony home values have risen by approximately36.6%, reflecting strong long-term appreciation in this market.
Price History
Harmony Home Price Trend
City Comparison
Harmony vs. National Median
At $147,373, homes in Harmony cost 64% below the national median of $410,000. This makes Harmony a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Harmony?
20% Down Payment
$29,475
on $147,373
Monthly P&I
$769/mo
30-yr @ 6.8%
Total Monthly Est.
~$977/mo
incl. taxes & insurance
Income Needed
$39,080
gross annual (30% rule)
10% Down Option
$14,737
+ PMI applies
Loan Amount (20% dn)
$117,898
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Harmony, IN?
The median home value in Harmony is $147,373 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.2% year-over-year.
How much have home prices changed in Harmony?
Over the past year, home values in Harmony have increased by 1.2%. Over five years, prices have risen approximately 36.6%.
How much do I need to earn to buy a home in Harmony?
To comfortably afford the median home price of $147,373 with a 20% down payment ($29,475) at today's rates (6.8%), you'd need a gross annual income of approximately $39,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Harmony compare to the national average home price?
The national median home value is approximately $410,000. At $147,373, homes in Harmony are 64% below the national average.
What metro area is Harmony part of?
Harmony is part of the Terre Haute, IN metropolitan area. Home prices and market conditions can vary across the broader metro region.