Market Overview
Home Prices in Hartford City, IN
The median home value in Hartford City, IN is $147,845 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.5% compared to a year ago and up 8.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hartford City are priced64% below average.
Over the past five years, Hartford City home values have risen by approximately53.5%, reflecting strong long-term appreciation in this market.
Price History
Hartford City Home Price Trend
2020
$85,161
$85K
—
2021
$96,317
$96K
+13.1%
2022
$114,487
$114K
+18.9%
2023
$120,815
$121K
+5.5%
2024
$128,784
$129K
+6.6%
2025
$140,087
$140K
+8.8%
2026
$147,845
$148K
+5.5%
City Comparison
Hartford City vs. National Median
🏠 Hartford City
$147,845
National Median
$410,000
At $147,845, homes in Hartford City cost 64% below the national median of $410,000. This makes Hartford City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Hartford City?
20% Down Payment
$29,569
on $147,845
Monthly P&I
$771/mo
30-yr @ 6.8%
Total Monthly Est.
~$979/mo
incl. taxes & insurance
Income Needed
$39,160
gross annual (30% rule)
10% Down Option
$14,785
+ PMI applies
Loan Amount (20% dn)
$118,276
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hartford City, IN?
The median home value in Hartford City is $147,845 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.5% year-over-year.
How much have home prices changed in Hartford City?
Over the past year, home values in Hartford City have increased by 5.5%. Over five years, prices have risen approximately 53.5%.
How much do I need to earn to buy a home in Hartford City?
To comfortably afford the median home price of $147,845 with a 20% down payment ($29,569) at today's rates (6.8%), you'd need a gross annual income of approximately $39,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Hartford City compare to the national average home price?
The national median home value is approximately $410,000. At $147,845, homes in Hartford City are 64% below the national average.