Market Overview
Home Prices in Heltonville, IN
The median home value in Heltonville, IN is $250,440 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.3% compared to a year ago and down 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Heltonville are priced39% below average. Heltonville is part of the Bedford, IN metro area.
Over the past five years, Heltonville home values have risen by approximately16.6%, reflecting steady appreciation in this market.
Price History
Heltonville Home Price Trend
City Comparison
Heltonville vs. National Median
At $250,440, homes in Heltonville cost 39% below the national median of $410,000. This makes Heltonville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Heltonville?
20% Down Payment
$50,088
on $250,440
Monthly P&I
$1,306/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,659/mo
incl. taxes & insurance
Income Needed
$66,360
gross annual (30% rule)
10% Down Option
$25,044
+ PMI applies
Loan Amount (20% dn)
$200,352
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Heltonville, IN?
The median home value in Heltonville is $250,440 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.3% year-over-year.
How much have home prices changed in Heltonville?
Over the past year, home values in Heltonville have increased by 6.3%. Over five years, prices have risen approximately 16.6%.
How much do I need to earn to buy a home in Heltonville?
To comfortably afford the median home price of $250,440 with a 20% down payment ($50,088) at today's rates (6.8%), you'd need a gross annual income of approximately $66,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Heltonville compare to the national average home price?
The national median home value is approximately $410,000. At $250,440, homes in Heltonville are 39% below the national average.
What metro area is Heltonville part of?
Heltonville is part of the Bedford, IN metropolitan area. Home prices and market conditions can vary across the broader metro region.