Market Overview
Home Prices in Kempton, IN
The median home value in Kempton, IN is $233,517 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.1% compared to a year ago and up 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kempton are priced43% below average. Kempton is part of the Frankfort, IN metro area.
Over the past five years, Kempton home values have risen by approximately39.1%, reflecting strong long-term appreciation in this market.
Price History
Kempton Home Price Trend
City Comparison
Kempton vs. National Median
At $233,517, homes in Kempton cost 43% below the national median of $410,000. This makes Kempton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kempton?
20% Down Payment
$46,703
on $233,517
Monthly P&I
$1,218/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,547/mo
incl. taxes & insurance
Income Needed
$61,880
gross annual (30% rule)
10% Down Option
$23,352
+ PMI applies
Loan Amount (20% dn)
$186,814
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kempton, IN?
The median home value in Kempton is $233,517 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.1% year-over-year.
How much have home prices changed in Kempton?
Over the past year, home values in Kempton have increased by 7.1%. Over five years, prices have risen approximately 39.1%.
How much do I need to earn to buy a home in Kempton?
To comfortably afford the median home price of $233,517 with a 20% down payment ($46,703) at today's rates (6.8%), you'd need a gross annual income of approximately $61,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Kempton compare to the national average home price?
The national median home value is approximately $410,000. At $233,517, homes in Kempton are 43% below the national average.
What metro area is Kempton part of?
Kempton is part of the Frankfort, IN metropolitan area. Home prices and market conditions can vary across the broader metro region.