📍 Kouts, IN · Zillow ZHVI · July 2026

Average Home Price in
Kouts, IN

Chicago-Naperville-Elgin, IL-IN-WI metro area · Porter County County

Median Home Value
$318,982
↑ 4.1% year-over-year
vs. National Median
$410,000
Kouts is 22% below
Est. Monthly Payment
$1,664/mo
20% down · 6.8% rate
Income Needed
$85K
gross annual (30% rule)
Median Home Value
$318,982
↑ 4.1% year-over-year

Down Payment (20%)$63,796
Monthly P&I$1,664/mo
With Taxes & Ins.~$2,113/mo
Income Needed$84,520/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Kouts, IN

The median home value in Kouts, IN is $318,982 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.1% compared to a year ago and up 3.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Kouts are priced22% below average. Kouts is part of the Chicago-Naperville-Elgin, IL-IN-WI metro area.

Over the past five years, Kouts home values have risen by approximately30.8%, reflecting strong long-term appreciation in this market.

City Comparison

Kouts vs. National Median

🏠 Kouts
$318,982
National Median
$410,000

At $318,982, homes in Kouts cost 22% below the national median of $410,000. This makes Kouts a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Kouts?

20% Down Payment
$63,796
on $318,982
Monthly P&I
$1,664/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,113/mo
incl. taxes & insurance
Income Needed
$84,520
gross annual (30% rule)
10% Down Option
$31,898
+ PMI applies
Loan Amount (20% dn)
$255,186
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Kouts, IN?
The median home value in Kouts is $318,982 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.1% year-over-year.
How much have home prices changed in Kouts?
Over the past year, home values in Kouts have increased by 4.1%. Over five years, prices have risen approximately 30.8%.
How much do I need to earn to buy a home in Kouts?
To comfortably afford the median home price of $318,982 with a 20% down payment ($63,796) at today's rates (6.8%), you'd need a gross annual income of approximately $84,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Kouts compare to the national average home price?
The national median home value is approximately $410,000. At $318,982, homes in Kouts are 22% below the national average.
What metro area is Kouts part of?
Kouts is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.