Market Overview
Home Prices in Laconia, IN
The median home value in Laconia, IN is $272,605 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.5% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Laconia are priced34% below average. Laconia is part of the Louisville/Jefferson County, KY-IN metro area.
Over the past five years, Laconia home values have risen by approximately34.8%, reflecting strong long-term appreciation in this market.
Price History
Laconia Home Price Trend
City Comparison
Laconia vs. National Median
At $272,605, homes in Laconia cost 34% below the national median of $410,000. This makes Laconia a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Laconia?
20% Down Payment
$54,521
on $272,605
Monthly P&I
$1,422/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,806/mo
incl. taxes & insurance
Income Needed
$72,240
gross annual (30% rule)
10% Down Option
$27,261
+ PMI applies
Loan Amount (20% dn)
$218,084
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Laconia, IN?
The median home value in Laconia is $272,605 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.5% year-over-year.
How much have home prices changed in Laconia?
Over the past year, home values in Laconia have increased by 5.5%. Over five years, prices have risen approximately 34.8%.
How much do I need to earn to buy a home in Laconia?
To comfortably afford the median home price of $272,605 with a 20% down payment ($54,521) at today's rates (6.8%), you'd need a gross annual income of approximately $72,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Laconia compare to the national average home price?
The national median home value is approximately $410,000. At $272,605, homes in Laconia are 34% below the national average.
What metro area is Laconia part of?
Laconia is part of the Louisville/Jefferson County, KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.