📍 New Harmony, IN · Zillow ZHVI · July 2026

Average Home Price in
New Harmony, IN

Evansville, IN-KY metro area · Posey County County

Median Home Value
$213,828
↑ 1.6% year-over-year
vs. National Median
$410,000
New Harmony is 48% below
Est. Monthly Payment
$1,115/mo
20% down · 6.8% rate
Income Needed
$57K
gross annual (30% rule)
Median Home Value
$213,828
↑ 1.6% year-over-year

Down Payment (20%)$42,766
Monthly P&I$1,115/mo
With Taxes & Ins.~$1,416/mo
Income Needed$56,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in New Harmony, IN

The median home value in New Harmony, IN is $213,828 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and up 5.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in New Harmony are priced48% below average. New Harmony is part of the Evansville, IN-KY metro area.

Over the past five years, New Harmony home values have risen by approximately28.5%, reflecting strong long-term appreciation in this market.

City Comparison

New Harmony vs. National Median

🏠 New Harmony
$213,828
National Median
$410,000

At $213,828, homes in New Harmony cost 48% below the national median of $410,000. This makes New Harmony a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in New Harmony?

20% Down Payment
$42,766
on $213,828
Monthly P&I
$1,115/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,416/mo
incl. taxes & insurance
Income Needed
$56,640
gross annual (30% rule)
10% Down Option
$21,383
+ PMI applies
Loan Amount (20% dn)
$171,062
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in New Harmony, IN?
The median home value in New Harmony is $213,828 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in New Harmony?
Over the past year, home values in New Harmony have increased by 1.6%. Over five years, prices have risen approximately 28.5%.
How much do I need to earn to buy a home in New Harmony?
To comfortably afford the median home price of $213,828 with a 20% down payment ($42,766) at today's rates (6.8%), you'd need a gross annual income of approximately $56,640. This assumes keeping total housing costs at or below 30% of gross income.
How does New Harmony compare to the national average home price?
The national median home value is approximately $410,000. At $213,828, homes in New Harmony are 48% below the national average.
What metro area is New Harmony part of?
New Harmony is part of the Evansville, IN-KY metropolitan area. Home prices and market conditions can vary across the broader metro region.