Market Overview
Home Prices in North Liberty, IN
The median home value in North Liberty, IN is $273,529 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.8% compared to a year ago and up 6.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in North Liberty are priced33% below average. North Liberty is part of the South Bend-Mishawaka, IN-MI metro area.
Over the past five years, North Liberty home values have risen by approximately43.5%, reflecting strong long-term appreciation in this market.
Price History
North Liberty Home Price Trend
City Comparison
North Liberty vs. National Median
At $273,529, homes in North Liberty cost 33% below the national median of $410,000. This makes North Liberty a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in North Liberty?
20% Down Payment
$54,706
on $273,529
Monthly P&I
$1,427/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,812/mo
incl. taxes & insurance
Income Needed
$72,480
gross annual (30% rule)
10% Down Option
$27,353
+ PMI applies
Loan Amount (20% dn)
$218,823
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in North Liberty, IN?
The median home value in North Liberty is $273,529 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.8% year-over-year.
How much have home prices changed in North Liberty?
Over the past year, home values in North Liberty have increased by 7.8%. Over five years, prices have risen approximately 43.5%.
How much do I need to earn to buy a home in North Liberty?
To comfortably afford the median home price of $273,529 with a 20% down payment ($54,706) at today's rates (6.8%), you'd need a gross annual income of approximately $72,480. This assumes keeping total housing costs at or below 30% of gross income.
How does North Liberty compare to the national average home price?
The national median home value is approximately $410,000. At $273,529, homes in North Liberty are 33% below the national average.
What metro area is North Liberty part of?
North Liberty is part of the South Bend-Mishawaka, IN-MI metropolitan area. Home prices and market conditions can vary across the broader metro region.