Market Overview
Home Prices in Ogden Dunes, IN
The median home value in Ogden Dunes, IN is $491,414 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ogden Dunes are priced20% above average. Ogden Dunes is part of the Chicago-Naperville-Elgin, IL-IN-WI metro area.
Over the past five years, Ogden Dunes home values have risen by approximately23.3%, reflecting strong long-term appreciation in this market.
Price History
Ogden Dunes Home Price Trend
City Comparison
Ogden Dunes vs. National Median
At $491,414, homes in Ogden Dunes cost 20% above the national median of $410,000. Buyers in Ogden Dunes should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Ogden Dunes?
20% Down Payment
$98,283
on $491,414
Monthly P&I
$2,563/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,255/mo
incl. taxes & insurance
Income Needed
$130,200
gross annual (30% rule)
10% Down Option
$49,141
+ PMI applies
Loan Amount (20% dn)
$393,131
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ogden Dunes, IN?
The median home value in Ogden Dunes is $491,414 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Ogden Dunes?
Over the past year, home values in Ogden Dunes have increased by 3.1%. Over five years, prices have risen approximately 23.3%.
How much do I need to earn to buy a home in Ogden Dunes?
To comfortably afford the median home price of $491,414 with a 20% down payment ($98,283) at today's rates (6.8%), you'd need a gross annual income of approximately $130,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Ogden Dunes compare to the national average home price?
The national median home value is approximately $410,000. At $491,414, homes in Ogden Dunes are 20% above the national average.
What metro area is Ogden Dunes part of?
Ogden Dunes is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.