Market Overview
Home Prices in Oldenburg, IN
The median home value in Oldenburg, IN is $314,206 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.3% compared to a year ago and up 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oldenburg are priced23% below average. Oldenburg is part of the Cincinnati, OH-KY-IN metro area.
Over the past five years, Oldenburg home values have risen by approximately26.8%, reflecting strong long-term appreciation in this market.
Price History
Oldenburg Home Price Trend
City Comparison
Oldenburg vs. National Median
At $314,206, homes in Oldenburg cost 23% below the national median of $410,000. This makes Oldenburg a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Oldenburg?
20% Down Payment
$62,841
on $314,206
Monthly P&I
$1,639/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,082/mo
incl. taxes & insurance
Income Needed
$83,280
gross annual (30% rule)
10% Down Option
$31,421
+ PMI applies
Loan Amount (20% dn)
$251,365
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oldenburg, IN?
The median home value in Oldenburg is $314,206 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.3% year-over-year.
How much have home prices changed in Oldenburg?
Over the past year, home values in Oldenburg have increased by 4.3%. Over five years, prices have risen approximately 26.8%.
How much do I need to earn to buy a home in Oldenburg?
To comfortably afford the median home price of $314,206 with a 20% down payment ($62,841) at today's rates (6.8%), you'd need a gross annual income of approximately $83,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Oldenburg compare to the national average home price?
The national median home value is approximately $410,000. At $314,206, homes in Oldenburg are 23% below the national average.
What metro area is Oldenburg part of?
Oldenburg is part of the Cincinnati, OH-KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.