Market Overview
Home Prices in Oolitic, IN
The median home value in Oolitic, IN is $182,343 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5% compared to a year ago and up 0% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oolitic are priced56% below average. Oolitic is part of the Bedford, IN metro area.
Over the past five years, Oolitic home values have risen by approximately33.0%, reflecting strong long-term appreciation in this market.
Price History
Oolitic Home Price Trend
City Comparison
Oolitic vs. National Median
At $182,343, homes in Oolitic cost 56% below the national median of $410,000. This makes Oolitic a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Oolitic?
20% Down Payment
$36,469
on $182,343
Monthly P&I
$951/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,208/mo
incl. taxes & insurance
Income Needed
$48,320
gross annual (30% rule)
10% Down Option
$18,234
+ PMI applies
Loan Amount (20% dn)
$145,874
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oolitic, IN?
The median home value in Oolitic is $182,343 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5% year-over-year.
How much have home prices changed in Oolitic?
Over the past year, home values in Oolitic have increased by 5%. Over five years, prices have risen approximately 33.0%.
How much do I need to earn to buy a home in Oolitic?
To comfortably afford the median home price of $182,343 with a 20% down payment ($36,469) at today's rates (6.8%), you'd need a gross annual income of approximately $48,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Oolitic compare to the national average home price?
The national median home value is approximately $410,000. At $182,343, homes in Oolitic are 56% below the national average.
What metro area is Oolitic part of?
Oolitic is part of the Bedford, IN metropolitan area. Home prices and market conditions can vary across the broader metro region.