Market Overview
Home Prices in Poland, IN
The median home value in Poland, IN is $205,412 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.9% compared to a year ago and up 2.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Poland are priced50% below average. Poland is part of the Bloomington, IN metro area.
Over the past five years, Poland home values have risen by approximately32.7%, reflecting strong long-term appreciation in this market.
Price History
Poland Home Price Trend
City Comparison
Poland vs. National Median
At $205,412, homes in Poland cost 50% below the national median of $410,000. This makes Poland a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Poland?
20% Down Payment
$41,082
on $205,412
Monthly P&I
$1,071/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,360/mo
incl. taxes & insurance
Income Needed
$54,400
gross annual (30% rule)
10% Down Option
$20,541
+ PMI applies
Loan Amount (20% dn)
$164,330
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Poland, IN?
The median home value in Poland is $205,412 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.9% year-over-year.
How much have home prices changed in Poland?
Over the past year, home values in Poland have increased by 4.9%. Over five years, prices have risen approximately 32.7%.
How much do I need to earn to buy a home in Poland?
To comfortably afford the median home price of $205,412 with a 20% down payment ($41,082) at today's rates (6.8%), you'd need a gross annual income of approximately $54,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Poland compare to the national average home price?
The national median home value is approximately $410,000. At $205,412, homes in Poland are 50% below the national average.
What metro area is Poland part of?
Poland is part of the Bloomington, IN metropolitan area. Home prices and market conditions can vary across the broader metro region.