Market Overview
Home Prices in Quincy, IN
The median home value in Quincy, IN is $271,479 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.1% compared to a year ago and up 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Quincy are priced34% below average. Quincy is part of the Bloomington, IN metro area.
Over the past five years, Quincy home values have risen by approximately33.0%, reflecting strong long-term appreciation in this market.
Price History
Quincy Home Price Trend
City Comparison
Quincy vs. National Median
At $271,479, homes in Quincy cost 34% below the national median of $410,000. This makes Quincy a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Quincy?
20% Down Payment
$54,296
on $271,479
Monthly P&I
$1,416/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,798/mo
incl. taxes & insurance
Income Needed
$71,920
gross annual (30% rule)
10% Down Option
$27,148
+ PMI applies
Loan Amount (20% dn)
$217,183
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Quincy, IN?
The median home value in Quincy is $271,479 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.1% year-over-year.
How much have home prices changed in Quincy?
Over the past year, home values in Quincy have increased by 4.1%. Over five years, prices have risen approximately 33.0%.
How much do I need to earn to buy a home in Quincy?
To comfortably afford the median home price of $271,479 with a 20% down payment ($54,296) at today's rates (6.8%), you'd need a gross annual income of approximately $71,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Quincy compare to the national average home price?
The national median home value is approximately $410,000. At $271,479, homes in Quincy are 34% below the national average.
What metro area is Quincy part of?
Quincy is part of the Bloomington, IN metropolitan area. Home prices and market conditions can vary across the broader metro region.