Market Overview
Home Prices in Ridgeville, IN
The median home value in Ridgeville, IN is $164,818 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 17.6% compared to a year ago and up 7.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ridgeville are priced60% below average.
Over the past five years, Ridgeville home values have risen by approximately54.5%, reflecting strong long-term appreciation in this market.
Price History
Ridgeville Home Price Trend
2020
$87,622
$88K
—
2021
$106,686
$107K
+21.8%
2022
$121,853
$122K
+14.2%
2023
$124,357
$124K
+2.1%
2024
$130,244
$130K
+4.7%
2025
$140,099
$140K
+7.6%
2026
$164,818
$165K
+17.6%
City Comparison
Ridgeville vs. National Median
🏠 Ridgeville
$164,818
National Median
$410,000
At $164,818, homes in Ridgeville cost 60% below the national median of $410,000. This makes Ridgeville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ridgeville?
20% Down Payment
$32,964
on $164,818
Monthly P&I
$860/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,092/mo
incl. taxes & insurance
Income Needed
$43,680
gross annual (30% rule)
10% Down Option
$16,482
+ PMI applies
Loan Amount (20% dn)
$131,854
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ridgeville, IN?
The median home value in Ridgeville is $164,818 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 17.6% year-over-year.
How much have home prices changed in Ridgeville?
Over the past year, home values in Ridgeville have increased by 17.6%. Over five years, prices have risen approximately 54.5%.
How much do I need to earn to buy a home in Ridgeville?
To comfortably afford the median home price of $164,818 with a 20% down payment ($32,964) at today's rates (6.8%), you'd need a gross annual income of approximately $43,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Ridgeville compare to the national average home price?
The national median home value is approximately $410,000. At $164,818, homes in Ridgeville are 60% below the national average.