Market Overview
Home Prices in Roachdale, IN
The median home value in Roachdale, IN is $268,141 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.5% compared to a year ago and up 4.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Roachdale are priced35% below average. Roachdale is part of the Indianapolis-Carmel-Anderson, IN metro area.
Over the past five years, Roachdale home values have risen by approximately42.9%, reflecting strong long-term appreciation in this market.
Price History
Roachdale Home Price Trend
City Comparison
Roachdale vs. National Median
At $268,141, homes in Roachdale cost 35% below the national median of $410,000. This makes Roachdale a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Roachdale?
20% Down Payment
$53,628
on $268,141
Monthly P&I
$1,398/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,775/mo
incl. taxes & insurance
Income Needed
$71,000
gross annual (30% rule)
10% Down Option
$26,814
+ PMI applies
Loan Amount (20% dn)
$214,513
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Roachdale, IN?
The median home value in Roachdale is $268,141 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.5% year-over-year.
How much have home prices changed in Roachdale?
Over the past year, home values in Roachdale have increased by 3.5%. Over five years, prices have risen approximately 42.9%.
How much do I need to earn to buy a home in Roachdale?
To comfortably afford the median home price of $268,141 with a 20% down payment ($53,628) at today's rates (6.8%), you'd need a gross annual income of approximately $71,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Roachdale compare to the national average home price?
The national median home value is approximately $410,000. At $268,141, homes in Roachdale are 35% below the national average.
What metro area is Roachdale part of?
Roachdale is part of the Indianapolis-Carmel-Anderson, IN metropolitan area. Home prices and market conditions can vary across the broader metro region.