Market Overview
Home Prices in Russiaville, IN
The median home value in Russiaville, IN is $269,872 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.8% compared to a year ago and up 7.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Russiaville are priced34% below average. Russiaville is part of the Kokomo, IN metro area.
Over the past five years, Russiaville home values have risen by approximately36.2%, reflecting strong long-term appreciation in this market.
Price History
Russiaville Home Price Trend
City Comparison
Russiaville vs. National Median
At $269,872, homes in Russiaville cost 34% below the national median of $410,000. This makes Russiaville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Russiaville?
20% Down Payment
$53,974
on $269,872
Monthly P&I
$1,407/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,787/mo
incl. taxes & insurance
Income Needed
$71,480
gross annual (30% rule)
10% Down Option
$26,987
+ PMI applies
Loan Amount (20% dn)
$215,898
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Russiaville, IN?
The median home value in Russiaville is $269,872 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.8% year-over-year.
How much have home prices changed in Russiaville?
Over the past year, home values in Russiaville have increased by 5.8%. Over five years, prices have risen approximately 36.2%.
How much do I need to earn to buy a home in Russiaville?
To comfortably afford the median home price of $269,872 with a 20% down payment ($53,974) at today's rates (6.8%), you'd need a gross annual income of approximately $71,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Russiaville compare to the national average home price?
The national median home value is approximately $410,000. At $269,872, homes in Russiaville are 34% below the national average.
What metro area is Russiaville part of?
Russiaville is part of the Kokomo, IN metropolitan area. Home prices and market conditions can vary across the broader metro region.