Market Overview
Home Prices in Saint Croix, IN
The median home value in Saint Croix, IN is $244,778 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8% compared to a year ago and up 5.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Croix are priced40% below average.
Over the past five years, Saint Croix home values have risen by approximately30.4%, reflecting strong long-term appreciation in this market.
Price History
Saint Croix Home Price Trend
2020
$156,842
$157K
—
2021
$187,685
$188K
+19.7%
2022
$214,253
$214K
+14.2%
2023
$210,952
$211K
-1.5%
2024
$214,837
$215K
+1.8%
2025
$226,694
$227K
+5.5%
2026
$244,778
$245K
+8.0%
City Comparison
Saint Croix vs. National Median
🏠 Saint Croix
$244,778
National Median
$410,000
At $244,778, homes in Saint Croix cost 40% below the national median of $410,000. This makes Saint Croix a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Saint Croix?
20% Down Payment
$48,956
on $244,778
Monthly P&I
$1,277/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,622/mo
incl. taxes & insurance
Income Needed
$64,880
gross annual (30% rule)
10% Down Option
$24,478
+ PMI applies
Loan Amount (20% dn)
$195,822
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Croix, IN?
The median home value in Saint Croix is $244,778 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8% year-over-year.
How much have home prices changed in Saint Croix?
Over the past year, home values in Saint Croix have increased by 8%. Over five years, prices have risen approximately 30.4%.
How much do I need to earn to buy a home in Saint Croix?
To comfortably afford the median home price of $244,778 with a 20% down payment ($48,956) at today's rates (6.8%), you'd need a gross annual income of approximately $64,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Croix compare to the national average home price?
The national median home value is approximately $410,000. At $244,778, homes in Saint Croix are 40% below the national average.