Market Overview
Home Prices in Saint Paul, IN
The median home value in Saint Paul, IN is $226,322 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and up 3.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Paul are priced45% below average. Saint Paul is part of the Greensburg, IN metro area.
Over the past five years, Saint Paul home values have risen by approximately31.0%, reflecting strong long-term appreciation in this market.
Price History
Saint Paul Home Price Trend
City Comparison
Saint Paul vs. National Median
At $226,322, homes in Saint Paul cost 45% below the national median of $410,000. This makes Saint Paul a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Saint Paul?
20% Down Payment
$45,264
on $226,322
Monthly P&I
$1,180/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,499/mo
incl. taxes & insurance
Income Needed
$59,960
gross annual (30% rule)
10% Down Option
$22,632
+ PMI applies
Loan Amount (20% dn)
$181,058
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Paul, IN?
The median home value in Saint Paul is $226,322 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in Saint Paul?
Over the past year, home values in Saint Paul have increased by 1.6%. Over five years, prices have risen approximately 31.0%.
How much do I need to earn to buy a home in Saint Paul?
To comfortably afford the median home price of $226,322 with a 20% down payment ($45,264) at today's rates (6.8%), you'd need a gross annual income of approximately $59,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Paul compare to the national average home price?
The national median home value is approximately $410,000. At $226,322, homes in Saint Paul are 45% below the national average.
What metro area is Saint Paul part of?
Saint Paul is part of the Greensburg, IN metropolitan area. Home prices and market conditions can vary across the broader metro region.