Market Overview
Home Prices in Scottsburg, IN
The median home value in Scottsburg, IN is $192,096 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Scottsburg are priced53% below average. Scottsburg is part of the Scottsburg, IN metro area.
Over the past five years, Scottsburg home values have risen by approximately30.9%, reflecting strong long-term appreciation in this market.
Price History
Scottsburg Home Price Trend
City Comparison
Scottsburg vs. National Median
At $192,096, homes in Scottsburg cost 53% below the national median of $410,000. This makes Scottsburg a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Scottsburg?
20% Down Payment
$38,419
on $192,096
Monthly P&I
$1,002/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,273/mo
incl. taxes & insurance
Income Needed
$50,920
gross annual (30% rule)
10% Down Option
$19,210
+ PMI applies
Loan Amount (20% dn)
$153,677
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Scottsburg, IN?
The median home value in Scottsburg is $192,096 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Scottsburg?
Over the past year, home values in Scottsburg have increased by 3.1%. Over five years, prices have risen approximately 30.9%.
How much do I need to earn to buy a home in Scottsburg?
To comfortably afford the median home price of $192,096 with a 20% down payment ($38,419) at today's rates (6.8%), you'd need a gross annual income of approximately $50,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Scottsburg compare to the national average home price?
The national median home value is approximately $410,000. At $192,096, homes in Scottsburg are 53% below the national average.
What metro area is Scottsburg part of?
Scottsburg is part of the Scottsburg, IN metropolitan area. Home prices and market conditions can vary across the broader metro region.