Market Overview
Home Prices in Shamrock Lakes, IN
The median home value in Shamrock Lakes, IN is $239,376 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.6% compared to a year ago and up 5.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Shamrock Lakes are priced42% below average.
Over the past five years, Shamrock Lakes home values have risen by approximately62.7%, reflecting strong long-term appreciation in this market.
Price History
Shamrock Lakes Home Price Trend
2020
$126,767
$127K
—
2021
$147,110
$147K
+16.0%
2022
$172,344
$172K
+17.2%
2023
$182,936
$183K
+6.1%
2024
$208,379
$208K
+13.9%
2025
$220,468
$220K
+5.8%
2026
$239,376
$239K
+8.6%
City Comparison
Shamrock Lakes vs. National Median
🏠 Shamrock Lakes
$239,376
National Median
$410,000
At $239,376, homes in Shamrock Lakes cost 42% below the national median of $410,000. This makes Shamrock Lakes a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Shamrock Lakes?
20% Down Payment
$47,875
on $239,376
Monthly P&I
$1,248/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,585/mo
incl. taxes & insurance
Income Needed
$63,400
gross annual (30% rule)
10% Down Option
$23,938
+ PMI applies
Loan Amount (20% dn)
$191,501
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Shamrock Lakes, IN?
The median home value in Shamrock Lakes is $239,376 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.6% year-over-year.
How much have home prices changed in Shamrock Lakes?
Over the past year, home values in Shamrock Lakes have increased by 8.6%. Over five years, prices have risen approximately 62.7%.
How much do I need to earn to buy a home in Shamrock Lakes?
To comfortably afford the median home price of $239,376 with a 20% down payment ($47,875) at today's rates (6.8%), you'd need a gross annual income of approximately $63,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Shamrock Lakes compare to the national average home price?
The national median home value is approximately $410,000. At $239,376, homes in Shamrock Lakes are 42% below the national average.