Market Overview
Home Prices in Beloit, KS
The median home value in Beloit, KS is $152,565 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.1% compared to a year ago and up 8.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Beloit are priced63% below average.
Over the past five years, Beloit home values have risen by approximately22.3%, reflecting strong long-term appreciation in this market.
Price History
Beloit Home Price Trend
2020
$123,139
$123K
—
2021
$124,783
$125K
+1.3%
2022
$139,124
$139K
+11.5%
2023
$136,309
$136K
-2.0%
2024
$145,128
$145K
+6.5%
2025
$157,466
$157K
+8.5%
2026
$152,565
$153K
-3.1%
City Comparison
Beloit vs. National Median
🏠 Beloit
$152,565
National Median
$410,000
At $152,565, homes in Beloit cost 63% below the national median of $410,000. This makes Beloit a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Beloit?
20% Down Payment
$30,513
on $152,565
Monthly P&I
$796/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,011/mo
incl. taxes & insurance
Income Needed
$40,440
gross annual (30% rule)
10% Down Option
$15,257
+ PMI applies
Loan Amount (20% dn)
$122,052
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Beloit, KS?
The median home value in Beloit is $152,565 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.1% year-over-year.
How much have home prices changed in Beloit?
Over the past year, home values in Beloit have decreased by 3.1%. Over five years, prices have risen approximately 22.3%.
How much do I need to earn to buy a home in Beloit?
To comfortably afford the median home price of $152,565 with a 20% down payment ($30,513) at today's rates (6.8%), you'd need a gross annual income of approximately $40,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Beloit compare to the national average home price?
The national median home value is approximately $410,000. At $152,565, homes in Beloit are 63% below the national average.